Business segments
Credit theses with substance.
We work in asset classes with known payment mechanics, observable history and specific diligence — always with criteria defined before issuance.
01 · Core segment
Payroll-backed credit
Receivables from payroll- or salary-account deduction — INSS payroll loans, public servants, Worker Credit and salary advances — documented through bank credit notes (CCB).
- Direct payroll deduction
- Documented through Bank Credit Notes
- In-house origination by Finadi Fintech
- Granularity across thousands of contracts
02 · Real estate
Real estate projects
Receivables from real-estate development, lot sales and leases, with collateral over the property and predictable contractual cash flows that finance projects.
- Collateral over the property and fiduciary assignment
- Sale and lease receivables
- Construction and portfolio monitoring
- Bespoke structures by project
03 · Judicial assets
Court-ordered claims
Credit rights arising from final court judgments against the Federal Union, states and municipalities, acquired after in-depth legal diligence.
- Final, unappealable judgment
- Obligor: a public entity
- Legal due diligence on each case
- Assignment registered with the court
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For investors with a prior relationship with Finadi Capital.
Noteholder registration AssignorFor companies with receivable portfolios seeking structured funding.
Assignor registration ManagementMonday to Friday, 9 a.m. to 6 p.m. (BRT). We typically reply within one business day.
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