SECaaS · Securitization as a Service
Your credit thesis, our platform.
For originators, developers, asset managers and companies that need to turn receivables into funding — without building their own securitization company.
Why SECaaS
Capital-markets infrastructure, on demand.
Setting up and running a securitization company requires capital, governance, systems, AML/CFT controls, service-provider relationships and regulatory know-how. For many transactions that is unnecessary fixed cost.
With SECaaS, Finadi Capital makes available the experience of a team that originates, structures and administers credit operations — and the vehicle to issue, with the governance investors expect.
What we deliver
From thesis to issuance — and after it.
Combinable modules according to each project’s maturity and needs.
Asset diagnosis
Review of the portfolio, performance history and documentation to assess securitization feasibility.
Structure modeling
Definition of series, eligibility criteria, credit enhancement, payment waterfall and control mechanics.
Documentation and governance
Coordination of the indenture and assignment contracts with legal counsel, trustee, registrar and other providers.
Issuance vehicle
Issuance by Finadi Capital, with fiduciary segregation where applicable.
Technology and data
Portfolio data integration, collections reconciliation and investor reporting.
Cash-flow administration
Collateral monitoring, payment-event management and information throughout the life of the deal.
Who it is for
Projects where we make a difference.
Credit originators
Fintechs, SCDs, SEPs and correspondents that need recurring funding to grow the book.
Real estate
Developers and land-subdivision companies with sale receivables or projects that need construction finance.
Court claims
Managers and holders of court-ordered claims and judicial receivables.
Corporates and DCM
Companies with trade receivables or long-term contracts seeking alternatives to bank credit.
How it works
A straightforward process.
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Step 1
Initial conversation and NDA
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Step 2
Data and document pack
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Step 3
Diagnosis and structure proposal
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Step 4
Due diligence and documentation
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Step 5
Issuance and ongoing monitoring
Present your project
Shall we structure it together?
Tell us about the asset and the volume. We reply within two business days. For a full review, complete assignor registration as well.
Legal entities with consistent, documented receivable books — financial institutions, originating fintechs, developers, land-plot companies and holders of judicial credit rights, among others — subject to our credit analysis and KYC.
Full registration data, revenue, corporate structure, portfolio history and performance, corporate documents and personal documents of partners and representatives. The more complete the file, the faster the review.
It depends on the complexity of the asset and the documentation. Recurring transactions in segments we already cover tend to be faster; new structures involve due diligence and a bespoke design.
It is Securitization as a Service: we make our platform, governance and experience available to enable third-party transactions — from asset modeling to issuance and cash-flow administration.